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Synchrony Luxury Credit Card

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Synchrony card

 

Enjoy these exclusive cardholder benefits:

  • Convenient Monthly Payments
  • Promotional Financing
  • Dedicated Credit Line
  • No Annual Fee*
  • 24/7 Secure Online Account Management
  • Other promotional financing offers available in-store

 

No Interest if paid in full within 12 months^

On purchases of $1,500 or more (after discounts) made with your Synchrony Luxury Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

 

9.99% APR for 36 Months†

On purchases of $1,500 or more (after discounts) made with your Synchrony Luxury Credit Card. Fixed monthly payments required for 36 months. 

 

*For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.

^Qualifying purchase amount must be on one receipt. Discounts  may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not,  interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

†Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.2262% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.